Comprehensive insurance
It covers damage to your car even if the accident is your fault, plus the compulsory third-party liability. The leasing company takes it out and it is included in the payment.
What the leasing payment includes
With car leasing you pay one monthly amount and forget about almost everything else. But “almost” matters: here is what the payment covers, what it never covers and what to check to really compare two offers.
What our offers include today
We count the 159 offers for individuals currently in the catalogue. The figures update themselves when the offers change.
| Comprehensive insurance | 159 of 159 |
|---|---|
| Maintenance and servicing | 159 of 159 |
| Tyres | 159 of 159 |
| ITV (MOT) | 159 of 159 |
| Taxes | 159 of 159 |
| Roadside assistance | 159 of 159 |
| Insurance with no excess | 159 of 159 |
| No down payment | 159 of 159 |
| No deposit | 159 of 159 |
Each item, explained
Excess
The part of each own-damage claim you would pay yourself. “No excess” means you pay nothing for it. Each car page shows the excess of its offer.
Maintenance and servicing
The services set by the manufacturer and the replacement of parts that wear out, at the workshops the leasing company indicates.
Tyres
Replacing worn tyres. How many, and on what terms, is set by each offer's contract.
MOT (ITV)
The roadworthiness test, whenever the car is due during the contract.
Taxes
The car's road tax. And in the payment for individuals, VAT as well: payments for self-employed people and companies are shown without VAT.
Roadside assistance
Towing and help if the car breaks down, on the leasing company's terms.
Replacement car
A car while yours is in the workshop. Only when the offer says so: we don't take it for granted.
What the payment never includes
- Fuel or electric charging.
- Tolls, parking and fines.
- Kilometres above those agreed: they are paid at the end, at the offer's price per kilometre.
- Damage to the car when you return it beyond normal wear and tear: the leasing company assesses it under its contract.
How to compare two payments
Two similar payments can hide very different terms. Before deciding, check these six things in both offers:
VAT
Is VAT included in the payment, or added on top?
Down payment
Is there anything to pay at the start?
Deposit
How much is held until you return the car?
Excess
How much would you pay for each claim?
Term and mileage
How many months and how many kilometres a year? A lower payment with fewer kilometres can end up costing more.
Extra kilometre
How much does each kilometre above the agreed mileage cost?
Frequently asked questions
What does a leasing payment never include?
Fuel or charging, tolls, parking, fines and kilometres above those agreed. Everything else depends on each offer, and each car page shows what its offer includes.
What if I drive more kilometres than agreed?
They are paid at the end of the contract, at the price per kilometre set in the offer. If you think you'll need more, choose a combination with more kilometres a year from the start: it usually works out better.
Why do some payments include VAT and others don't?
Payments for individuals are shown with VAT, because that is what you will pay. Payments for self-employed people and companies are shown without VAT, because they can usually deduct it. We say which on every payment.
Would you rather we called you?
Leave us your phone number and an adviser will help you choose a car, term and mileage.